It adopts exceptional measures for recovery, financing, insurance, and access to resources in the financial, cooperative, solidarity, and securities market sectors during the emergency. It includes the expedited opening and closing of healthcare facilities, housing loans with special terms, debt issuances by SAS entities, rules on insurance indemnities, a special procedure for presumed death, the transfer of certain financial products without succession, cooperative authorization, and special financing lines.
It allows service locations to open or close without prior notice for a period of six months; authorizes housing loans without a down payment or prior mortgage for a period of twelve months, provided there is acceptable collateral; it authorizes SAS debt issuances in the secondary market for a maximum term of five years for a period of thirty-six months; it establishes rules for applying earthquake insurance indemnities toward obligations or reconstruction; it creates a special judicial procedure for presumption of death without waiting the standard two years; it allows for the transfer of certain financial products without probate, capped at COP $91,832,170; authorizes certain cooperatives to provide services to non-members until December 31, 2027; and provides for transfers to BANCÓLDEX, FINDETER, and FNG, citing a potential claim of $934,000 million at FINDETER and an expected consolidated loss of 19.04% for the FNG guarantee program.